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A homeowners insurance policy only covers elements of the home that might need to be serviced or replaced due to unexpected damage, such as hurricanes, lightning strikes or fire.

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According to the Choice Home Warranty technician the claim was denied for multiple reasons all of which the technician tried to assure the claim adjuster were NOT the reasons for the failure.

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For example: heating and a/c systems require periodic cleaning and/or replacement of filters and cleaning of evaporator and condenser coils. More…

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One is the basic policy's actual coverage. More…

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In each and every one of these the customer only paid the deductible averaging some $70. 00. I wish I could say which ones are good and which ones to stay away from, but, I simply do not have a budget that can carry a full legal staff to defend these facts, or fight the bad ones when they came after me. But, you, you have the power of choice, as I said earlier, there are some very good ones out there, do your research, read the reviews. The time you put in researching these companies is going to save you the expense of not having done so, and face it, you won't be mad at yourself when you end up feeling like a fool because you believed everything the sales person said to you. I've found my home warranty to be a worthwhile purchase, but this is given a very specific set of conditions.

They can clean the line and install an access vent, if necessary.

Each time I paid $60 for a plumber or electrician to come out only to tell me the problems were never covered by AHS.

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